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At mph.bank, we believe in “Save First, Spend Smarter”. This approach isn’t just practical, it empowers you to achieve financial freedom and the happiness that comes with it.
GET STARTED WITH THE FREE ACCOUNT
Here are two great ways you can save on every dollar you earn, with the free account:
1. Earn 5.00%APY* when you set up direct deposit.
2. Earn 3.00%APY¹ with add-on goals savings accounts (with or without direct deposit).
Does your current bank charge fees and drain your accounts? If so, it is time to cut the cord and apply for the free account and save, save, save!
START SAVING
With the free account you can “Round-Up” when you buy stuff when you use your mphCard (cha-ching!). It’s an easy way to save.
START SAVING THE EASY WAY
The free account is jam-packed with features that also help you spend smarter. with features like a great app, tap-and pay debit card, Zelle³, getting paid two days early², mobile deposit, credit score report, plus more!
UPGRADE YOUR CHECKING ACCOUNT
Investopedia, The College Investor, and WalletHub are all talking about mph.bank. These websites all provide financial information and resources to help individuals make informed decisions about their money.
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*The FDIC National Average APY for an interest-bearing checking account is 0.03% APY as of 7/2/2021. To earn 0.55% APY on your Spend account balance requires 15 monthly purchases per month using your mphCard.
* Free accounts earn 5.00%APY (APY stands for Annual Percentage Yield) up to $50,000 in account deposits. Requires $2,000+ monthly direct deposit to qualify. All deposits in your checking account over $50,000 will receive 0.00%APY.
1 Goals accounts earn 3.00%APY (APY stands for Annual Percentage Yield).
2 Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
3 Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4 Click on the link to locate the 55,000+ surcharge-FREE ATMs in the ALLPOINT NETWORK near you.
5 Requires $25 deposit to open, however, these funds are available to you after account opening.
All deposit products are provided by, and mph.bank is a brand of, Liberty Savings Bank, F.S.B. Member FDIC.
mph.bank is a digital banking division of Liberty Savings Bank, FSB, a financial institution with a history of providing value-driven services. Interestingly, the "mph" in mph.bank stands for "make people happy," reflecting their commitment to customer satisfaction through this online platform that allows customers to access various banking products and services.
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