mph.bank will be CLOSED on Thursday, 11/11/21 in honor of Veteran's Day. We will re-open during regular hours on Friday, 11/12/21. Download our app or click here to login online.
Contactless payments are transactions made by tapping either a contactless chip card or payment-enabled mobile or wearable device over a contactless-enabled payment terminal. Cards, phones, watches and other devices use the same contactless technology. When you tap to pay checkout is secure, convenient, and touch-free.
Check for the Contactless Symbol on the store’s checkout terminal.
When prompted, bring your card or mobile/wearable device within a few inches of the Contactless Symbol on the checkout terminal. Depending on the terminal, you may tap on, above, or below the screen.
Your payment is securely processed in seconds. Once your payment is confirmed, you’re good to go!
Tapping to pay with your Visa contactless chip card or payment-enabled mobile/wearable device is a secure way to pay because each transaction generates a transaction-specific, one-time code, that is extremely effective in reducing counterfeit fraud.
To make a payment, your contactless chip card or payment-enabled mobile/wearable device must be placed within 2 inches of the Contactless Symbol located on the checkout terminal in order for the transaction to take place (so you can’t pay accidentally).
You can also rest assured that Visa will protect your payment information from fraud losses and unauthorized purchases with Visa’s Zero Liability Policy*.
*Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify mph.bank immediately of any unauthorized use. Contact mph.bank for more detail.
In the U.S., thousands of merchants of all sizes accept contactless payments. Tap to pay at many of your favorite places like fast-food restaurants, grocery stores, pharmacies, vending machines and more. Just look for the Contactless Symbol at checkout.
How close does my contactless chip card or payment-enabled mobile/wearable device need to be to the contactless checkout terminal?
How long do I need to tap my contactless chip card or payment-enabled mobile/wearable device on the checkout terminal?
Do I actually have to tap my contactless chip card or payment-enabled mobile/wearable device on the checkout terminal?
How do I tap my contactless chip card or payment-enabled mobile/wearable device at the checkout terminal?
Can I still swipe or insert my Visa contactless card even if I don’t see the Contactless Symbol at the checkout terminal?
Can I use my Visa contactless chip card or payment-enabled mobile/wearable device to tap to pay outside the U.S.?
What information is transmitted from my contactless chip card or payment-enabled mobile/wearable device when I tap to pay?
Can I unknowingly make a purchase if I am in close proximity to a contactless-enabled payment terminal?